Money & Divorce: 7 Money Questions

if you are in the middle of a divorce, near the end of the process, or you think you may be heading toward one, I encourage you to read Money & Divorce to learn how to protect your future financial security...

"Money & Divorce: The 7 Most Important Money Questions to Ask and Answer Before You Sign Your Final Papers ”

Patricia Stallworth, CFP doesn't just write about divorce, she has studied this subject in detail, worked with divorcing clients, attorneys, divorce support groups, taught her methods to other financial planners, and she has gone through the divorce process herself. She understands the traps and pitfalls that divorcing people face especially when it comes money issues and she has compiled a wealth of information in Money & Divorce.

Money & Divorce provides you with a step-by-step process to follow to protect your financial future and get off to a good start in your new life. It's practical information, written in plain English, that you can use immediately to get a fair settlement based on your needs.

"If you don't mind your money someone else will, and this is especially true when it comes to divorce." -- Patricia Stallworth, CFP

From: Patricia Stallworth, CFP

Dear Friend:

I'm not going to kid you -- divorce is tough. For most people it's not only scary but it is intimidating because you don't know what to expect. Then there are all of the details to take care of and it's just plain emotionally draining. By the time you finish dealing with all of the hassles, the legal stuff, and the emotional stuff it's hard to think about anything else. But not minding your money during your divorce only compounds your future problems and makes it tougher for you to get off to a good start in your new life. The money decisions you make during your divorce can have long term effects. In fact, they can mean the difference between living your dreams in the future and putting them on hold indefinitely.

It's so easy to overlook the money part of your divorce because no one really emphasizes it and in many cases, you may not even realize the financial impact on your life until sometime after your divorce, and then it's too late to do anything about it.

"In the case of DIVORCE, what you don't know can not only hurt you now, but it can hurt you for a very long time!"

I've heard horror stories from people I talk to who went through a divorce and made some bad money decisions or worse yet, they left the decisions up to someone else -- shockingly in some cases, their ex-spouses. Some of them were able to bounce back after years of struggling, and sadly, some are still treading water. But it doesn't have to be that way. Money & Divorce provides you the tools to take control and ask the right questions to maximize your chances of leaving your marriage with the resources you need to get your new life off to a good start.

The Money & Divorce ebook will show you how to:

FOCUS on the MONEY side of your divorce and why that is so important. Many people get so bogged down in the legal and emotional hassles of divorce that they forget to focus on their bottom line. Patricia says that at it's core, divorce is a business and a money transaction and she teaches you how to take a business approach to the money side of your divorce during each step of the process.

ORGANIZE your finances and PLAN to get your fair share. In order to get your fair share, you have to know what what the 'whole' looks like. Patricia walks you through a step-by-step process of first identifying marital versus separate assets and debts, organizing your finances (what you own and what you owe) and then valuing them so that you know what you have to work with. Then she shows you how to choose your best options are based on your future plans.

STRENGTHEN your position for divorce NEGOTIATIONS . If you know what you have and what it's worth, you'll be in a great position to negotiate for what you want and need to get off to a good start in your new life. It's like having the keys to the safe where all of the treasures are hidden, and the maps to the keys are included in Money & Divorce.

MAXIMIZE your share of marital ASSETS. Sometimes things are not necessarily what they appear to be. Patricia points out times when you need to look beneath the surface to uncover hidden costs or tax consequences that can easily eat up a large portion of what you get in your divorce settlement. And, most importantly, she shows you how to do this before you sign the final papers so you don't get caught short.

HANDLE CREDIT and DEBT issues during your divorce and why this is so important. Most couples have some type debt that they have accumulated during the marriage. Money & Divorce includes tips and strategies to deal with different types of debt issues during the divorce so you don't get stuck with your ex-spouse's debt after the divorce.

SAFEGUARD your alimony and child support INCOME. Stuff happens, and in the blink of an eye, a large chunk of the payments you were expecting, depending on could disappear. Money & Divorce includes strategies to put in place before your divorce is final to safeguard or protect your future income.

Walk away with a PLAN for your FUTURE. So often in divorce cases, planning for the future is the last thing you do. But Patricia urges you to do it a lot sooner. Understanding where you want to go and what you want to do allows you to make better settlement choices during your divorce. Money & Divorce includes strategies and templates to plan your future so that you can hit the ground running during and after your divorce.

WAIT! Before You Continue... Grab My Very Helpful

And FREE "Money & Divorce Checklist" from the book

Use this handy checklist to help you stay on track and avoid overlooking or skipping any major areas or steps before, during, and after your divorce.

Get your free copy by completing the form below. When you do, you will receive an email with download instructions in your email box.

I hate spam as much as you and promise to carefully guard your privacy and not share this information.

Okay, Now I Hear You Grumbling:
"I'm not good with finances or even math. How can this possibly work for me? "

Money & Divorce works by focusing you on the money side of divorce each step along the way. It is built around seven basic money questions to ask and answer throughout the process. And, it provides you with tips and tools to customize your answers for your specific situation. It literally takes your hand and walks your through the steps to answer each question, an the bonus software included will do the math for you.

"We don't have a lot of money or stuff -- this is really for people who have a lot of money and stuff, isn't it?"

No. Whether you have a little or a lot, the decisions you make during your divorce can have a very big impact on your future. In fact, the less you have, the more important it is to make good money decisions. Your future could depend on it. And, if you have a lot, imagine how bad you would feel if found out later that your settlement could have been even better if you had just asked the right questions.

"Won't my attorney handle this for me?"

Maybe. But it's been my experience that attorney's work to get you as much stuff as they can, and it's not always what you want or need. Also, they rarely take taxes and other cost consequences into consideration when splitting assets which can actually cost you money in the future. While you might end up with a lot of stuff, it may not be what you need to get your new life off to a good start. You're actually the best judge of that when you have good information to work with. Now, guess who has to live with the results in either case? YOU!!! So, why not take an active roll in your divorce. Start by understanding what you have, what it's worth, and what you need. Then develop a plan and go after it with your attorney!

Money & Divorce walks you through the process of determining the value of your assets (what you own) and liabilities (what you owe), planning for your future -- determining what's next and what it will take to get or stay there. Imagine how easy it will be to make decisions when you understand where you want to go and what it will take to get there. There'll be no more guessing about whether you should keep the house and other assets, sell them, or split them, you'll have the information available to make informed decision.

Money & Divorce gives you 'special' advantages

Advantage #1 - Money & Divorce gives you the tools which in turn gives you the confidence to take control. And, that's true whether you decide on a 'do-it-yourself' divorce or you work with an attorney. Studies have shown that people who take an active role in their divorce save money, reduce the amount of conflict, and feel better faster.

Advantage #2 – You get 'insider' secrets at a fraction of the cost. I'm sharing information in Money & Divorce that is usually reserved for my private clients that pay me a lot of money.

Advantage #3 – Everything's included. Money & Divorce includes the worksheets and instructions so that you can answer the questions on your own or you can use them to work with your attorney or other professionals.

Advantage #4 – You'll have a list of ways to keep the costs down. Forbes.com estimates that the average cost of a divorce is roughly between $15,000 and $30,000 -- but you can get a divorce for a lot less and Money & Divorce prepares you to do just that.

Advantage #5 – You'll have the information to develop a real game plan -- a roadmap to follow to make the process go smoother. Compiling your answers to the seven questions in Money & Divorce allows you to develop a roadmap or plan for your divorce and your future.

Here's what people are saying about Patricia Stallworth and Money & Divorce:

The information is so practical and easy to use. "I was in shock when my husband asked for a divorce and I didn't know what to do. As a stay-at-home mom, I didn't know what to expect or what would happen to me and my kids. A friend recommended Money & Divorce. After reading it, I started organizing my finances. Then following the steps in the book, I found a lawyer who would work for me and together we developed a settlement plan that allowed me to get off to a good start. Without Money & Divorce, I'm not sure what would have happened because my husband always managed the money and I didn't know much about what we had and I had no idea about what it was worth, but you made it easy for me to learn what I needed to know quickly and to get the help I needed. Thanks Patricia. Everyone going through a divorce should definitely read this!" Joy OR

Worth every penny and more! "Patricia's style is easy to follow. Even though I'm just in the planning stages, I have a lot of great information and ideas to work with, and some that I can even use today to manage my money better before my divorce." Anonymous in GA

Here's what you'll get with Money & Divorce

I'm going to arm you with everything you need in Money & Divorce. Here are just some of the things you'll receive:

An instantly accessible, comprehensive, easy-to-read, 56 page Money & Divorce ebook that is a combination textbook, workbook, and reference book
A glossary of common divorce terms so you can understand the legal jargon
A list of resources you can use to research topics or get help during your divorce
A sample copy of a Financial Affidavit so you can practice before you need to prepare one
Worksheets, exercises, checklists, and more!

With Money & Divorce, you'll also learn …

The one thing you should never, never do during your divorce
Six different options you can use to get a divorce
How to tell when you absolutely need a lawyer
Steps to choose a lawyer to represent you
Methods to determine the value of different types of assets (things you own)
Strategies to divide your stuff
Strategies to manage credit and debt during your divorce
What 'career assets' are and why they may be important in your case
Steps you can take to get off to a faster start after you divorce
Strategies you can use to divide 'big assets' like your home and business
What you need to know about dividing retirement plans and what you need to do before the divorce is final to protect your interests
Why you might need life insurance on your ex (no it's not what you think)
What you need to know about taxes during and after your divorce
How to compile the information for a Financial Affidavit
10 things to do immediately after your divorce to follow up on your settlement
***The one exception to the law that can save you a ton of money!***
And much more!

The information contained in Money & Divorce could easily sell for thousands of dollars. In fact, if you asked a divorce consultant, like myself, to work with you, you’d be charged in the neighborhood of $3,000 to $10,000.

(I currently charge a minimum of $2,000 per case -- and that’s for really straightforward cases). So at a bare bones minimum you’re getting two thousand dollars worth of information at your disposal.

But I’m not going to charge you anywhere near that amount or even my minimum case retainer. In fact, your total investment for the Money & Divorce ebook is just $20.

And, consider this, with just one idea or one strategy from Money & Divorce, you could easily recoup your money and end up with a much better settlement than you might otherwise have had. For example, using just one strategy that I included in this report, I found one client an additional income of $15,000 per year for the rest of his life! While that may not seem like a lot of money, it will add up to a tidy sum over the years, and it's extra money in his pocket that could still just be sitting there unclaimed.

Also realize that Money & Divorce will do a lot more for you than just teach you how to answer the money questions related to your divorce. Once you have a good picture of what you have, what it's worth, and where you want to go, it can literally transform you into a more confident, more focused, and more determined person. That has got to be worth more than the cost of this ebook. If you also think so, Click here to get your copy of Money & Divorce now!

And, You'll also get bonuses including software so that you can complete the major forms and exercises on your computer!

As you go through Money & Divorce there are exercises designed to help you ask and answer the right questions for your specific situation. To make the process easier, I have computerized the main worksheets -- this means that you enter the data and I'll do the math. You’ll receive all of the following:

Bonus #1: The Divorce Software Workbook. The Money & Divorce Software Workbook contains computerized versions (Excel spreadsheets) of the exercises in the Money & Divorce book, including a cash flow exercise, a data gathering worksheet, and a spreadsheet to track what you own, what you owe and their worth.

Bonus #2: Patricia's book entitled the, "57 Most Frequently Asked Questions About Divorce." Provides answers to 57 of the most commonly asked questions about divorce, including an overview of the divorce process; how you can determine if you're eligible for your Social Security benefits based on ex-spouse's benefits; and things you can do now to be better prepared for a future divorce.

Well Patricia, this all sounds good but I'm still not sure I can do this on my own.

YES...I'm glad you asked. In addition to the option of purchasing my ebook and working on your own, I have added an option that includes a more hands-on approach...So, here are your two options:

Divorce Boot Camp - The COMBINATION PACKAGE includes the Money & Divorce ebook and bonuses PLUS enrollment in the Money & Divorce Boot Camp. The Money & Divorce Boot Camp (a $397 value) consists of three-60 minute teleseminars you can use to prepare for the money side of your divorce. The Boot Camp covers all of the materials in the book and since they are 'live' teleseminars you have the opportunity to ask questions so that you can be sure you understand exactly what to do to be prepared for the money side of your divorce and to get your financial future off to a good start. (Total value $433.90)

P.S. -- The sooner you can get started, the sooner you can begin to experience the benefits of having the tools to take control and plan the financial side of your divorce. Order through our secure server and get instant access.

Money & Divorce: The 7 Most Important Questions to Ask and Answer Before You Sign Your Final Papers
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info@psworth.com

Disclaimer and/or Legal Notices: The information presented herein represents the views of the author as of the date of publication. Because of the rate with which conditions change, the author reserves the right to alter and update her opinion based on new conditions. This report is for informational purposes only. While every attempt has been made to verify the information provided in this report, neither the author nor her affiliates/partners assume any responsibility for errors, inaccuracies or omissions.

This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding that neither the author nor the publisher is engaged in rendering legal or other professional advice or services. If such legal or other expert assistance is required, the services of a competent professional should be sought. No professional advice can be given to any reader without the professional’s full knowledge and analysis of the particular facts and circumstances of the reader’s individual problem.